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LOAN PRODUCTS

WE OFFER VERY FLEXIBLE LOAN PRODUCTS

We are a true "NO DOC" lender. Unlike traditional lenders who care aboout FICO scores and liquidity, or property DSCR's, our underwriting revolves strictly on the value of the asset so we can close for you when others won't.

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A proven Hard Money model with 24 Hour Approval and 7 Day Closing

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We pride ourselves on our ability to customize loans for all borrowers and close deals no matter the circumstances. Reach out today to learn how.

Black and White Building

Loan Terms

Up to 24 Months

Markets

Nationwide
(gateway cities preferred)

Assets

SFR

1-4 Units
Multi-Family
Mixed-Use
Commercial

Borrower

Entity Owned

Investors

Non-Owner Occupied

REQUIRED DOCUMENTATION

  Entity Only, Foreign National OK

Ownership  

  Investment Use Only, Non Owner-Occupied

Occupancy Use  

  No Tax Returns, No Income Verification

Documents  

  No Verification of Funds, No Seasoning

Qualified Funds  

  No Minimum FICO Requirement, Foreclosure and Bankruptcy OK 

Credit Qualification  

Black and White Building

LOAN TYPES

  • Purchase 

  • Bridge

  • Rent & Hold

  • Rate & Term Refinance

  • Bail Out

  • Forclosure

  • Fix & Flip

  • Cash Out Refi

PROPERTY TYPES

SFR

1-4 Units
Multi-Family
Mixed-Use
Commercial

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